The City of Quincy is receiving updated flood hazard maps as part of the Federal Emergency Management Agency’s nationwide program to modernize Flood Insurance Rate Maps. The City of Quincy’s maps, currently in preliminary form, are scheduled to become effective on June 8, 2014.
Flood hazard maps, also known as Digital Flood Insurance Rate Maps (DFIRMs), indicate whether properties are in areas of high, moderate or low flood risk. In reviewing the new maps, many property owners may find that their risk is higher or lower than they thought. If the risk level for a property changes, so may the requirement to carry flood insurance.
There will be flood insurance workshops for Quincy residents to learn more about these changes:
- Monday April 7th from 5:00 to 8:00 p.m. at Quincy High School, 100 Coddington Street
- Tuesday April 8th from 5:00 to 8:00 p.m.at the Central Middle School, 875 Hancock Street
Those who have a federally backed mortgage, or plan to refinance with a federally backed lender, will be required to purchase flood insurance if they find that their home is shown in a high-risk flood area known as a Special Flood Hazard Area on the updated maps. Purchasing flood insurance before the flood maps become effective will lock in the lower-risk zone and could lead to significant savings. Residents are urged to contact their insurance agent or visit www.floodsmart.gov to learn more about how and where to get a policy.
Residents should look at the new preliminary flood maps to become familiar with the flood risks in their community and to see whether their flood zone has changed. The maps can be viewed at each community’s municipal office. Each community received both a paper copy and a digital copy of the new maps to share with their residents for review before they become finalized.
The meetings will allow residents to view the new maps, understand how their properties may be affected and learn more about financial steps that they may need to take to protect their investment. Staff from FEMA and the Massachusetts Department of Conservation and Recreation will be on hand to provide one on one discussion and will be available to answer questions.
FEMA’s mission is to support our citizens and first responders and to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.